Hope you're enjoying the holidays with your family.  Here go my picks and I don't think Karl will go 0-16! 
 
And since it's the last week of the Bragging Rights Pool I need to put in some witty comments.
 
Bills over Jets in the 'no decent QB'  Bowl. 
 
Saints over Panthers-the South WILL NOT rise again in this game.
 
Falcons over Bucs-Falcons won't know what to do with the NFC #1 seed and will do their annual playoff fade.
 
Bears over Lions-in the 'disappointing team' bowl
 
Giants over Eagles-and Eli will never win back-to-back Super Bowls, but hey, big brother's likely not going to win another Super Bowl so little bro's got bragging rights.
 
Titans over Jags in the Tidy Bowl.  I'm so looking forward to this awesome matchup (not really).  Of course this will be the first Thursday Night Game matchup for next season, especially if the Jags announce a move to LA.
 
Texans over Colts-AFC #1 won't know what to do with their seed.  Could be a first round playoff matchup.
 
Steelers over Browns (too little, too late)
 
Bengals over Ravens-in the  'I could have been a contender' Bowl.
 
Niners over Cards-A 10-4-1 record would be cause for celebration in most cities but for a potential SB contender it was a disappointment.  And this had the makings of a game for the NFC West championship.  Alex Smith is already checking out property in Phoenix, but will sign a contract with the Bills after seeing that awful Cards O-Line.  Alex Smith haters aren't focusing on the fact that Colin Kaepernick has small hands as well and a bad case of fumbing the snap from center (even worse than Alex).
 
Chargers over Raiders-and both Norv Turner and Dennis Allen can start collecting unemployment.
 
Broncos over Chiefs ensuring that Romeo Crennel will be the 3rd AFC West head coach fired, see above. 
 
Pack over Vikings-this means Niners get the 3rd seed in NFC playoffs, lose to Seahawks in first round playoff game.
 
Pats over Dolphins in a meaningless game.  Does Tom Brady have any more milestones/stats that he needs to pad?
 
Seahawks over Rams in a matchup of the 2 teams in the NFC West who beat the Niners.
 
Redskins over Cowboys in a rematch of Little Big Horn.  Watch out for RG3 in the playoffs!
 
SB will be Pack vs Pats.  Niners beat both teams relatively handily, so why did they choke against the Rams?  But that's the beauty of the No Fun League.  Funny things happen.